What separates Birch Cove Group from other financial advisors is simple: we know our clients. We know your point of view, your priorities, your top concerns. Developing this knowledge takes time, and we believe it’s a worthy investment. Here’s why:

In 2008, Birch Cove Group founders Robert Bjork and Michael Brown became deeply dissatisfied with the financial industry’s response to the economic downturn. Specifically, we felt advisors weren’t doing enough to answer clients’ questions and restore their confidence.

This realization drove us to create Birch Cove Group. We wanted to understand clients first, then collaborate to develop the right strategy. More than anything, we wanted to provide a more personalized experience — one that helps every client make sound decisions with confidence.

Managing your wealth can feel overwhelming, with layers of complexity and unpredictable outcomes. But it doesn’t have to be. Whether you’re planning for your family’s future, working to grow your current portfolio, starting to think about retirement or building your legacy, we are here to help you make informed decisions with confidence.

Birch Cove Group looks beyond traditional financial planning to offer comprehensive financial guidance for successful individuals. Our personalized approach focuses on your unique circumstances, anticipating the right opportunities for you at the right time. With more than 50 years of collective experience, we understand better than most how to overcome new challenges and help you enjoy financial freedom at every stage of life.

Birch Cove Group’s goal is to help you achieve everything that is important in your financial life. To do that, we specialize in wealth management. It’s a practice that goes beyond traditional investment consulting. Because your financial well-being goes beyond your portfolio.

Every client has different values, and we believe financial decisions should align with the principles that mean the most to you. So we start there. Then, working together, we determine your goals and get insight from a network of qualified professionals. Ultimately, we recommend decisions you can make with absolute confidence, knowing you are doing everything you can to keep your assets, your family and your legacy strong.

We feel that most people who rely on financial advisors do not receive the service they expect. They often feel like their words go unheard and their needs unmet. If it exists at all, the relationship they have with their advisors feels superficial, impersonal and one-sided. This is exactly why we started Birch Cove Group — because the status quo is unacceptable.

When you work with us, you’ll find we take a distinctly different approach. We listen to you, because your voice is essential to developing a successful strategy. When you ask questions, we take the time to develop thoughtful answers. When we offer ideas, we expect your feedback. We believe the ideal client relationship has give and take, making the most of two equally valuable points of view.

Preserving wealth means more than making wise investments. Living the life you want while securing your financial future requires a comprehensive approach called wealth management. It’s one that we believe most advisors don’t deliver — because it requires a special brand of experience, expertise and commitment to successful individuals.

To fulfill the promise of wealth management, we follow a proven, well-defined process that can only work if we know you well. Once we have a clear picture of your values, goals, assets, relationships, interests and personal preferences, we use a series of working sessions to develop your personalized plan and put it into effect.

Wealth management (WM) combines three major components. Virtually all financial advisors offer investment consulting (IC), but we provide advanced planning (AP) as well as relationship management (RM). That’s what makes Birch Cove Group so different.

Birch Cove Group uses a time tested process for every client engagement: regular working sessions structured to ensure we establish and maintain a real connection with you. This connection allows us to ask the right questions and offer advice that aligns with the way you see the world.

Professional Network
Throughout the series of meetings, we consult with carefully selected professionals from our network to assist in key financial areas as we develop your plans. All of our professionals meet our high standards for integrity and professionalism, and offer clear, unbiased advice. Whether or not you work with these professionals to move forward with our recommendations is entirely up to you.

We believe that wealth preservation means much more than keeping what you have and finding new ways to enhance it. Wealth preservation means freedom — to do what you want to do, and to live the life you envision for yourself. However you define it, financial freedom comes from incisive investment consulting that aligns with your personal goals, time frame and tolerance for risk.

Birch Cove Group delivers innovative investment management that is custom-tailored to a comprehensive wealth management effort. What most differentiates our approach is a firm belief that you should be compensated for the risk you take.

To this end, we evaluate and manage market risk and return through asset allocation, using forward-looking assumptions designed to maximize potential return at the level of risk you choose. We believe skilled fund managers should generate alpha (risk adjusted performance) in any market, and we expect high-alpha portfolios to provide incremental returns when the market rises and reduce the downside during declines. We also favor risk budgeting, a practice that separates the risk in a portfolio into its constituent components in order to manage total risk more effectively.

Traditionally, investors diversify portfolios by including several core asset classes, such as stocks and bonds. Meaningful diversification, however, is a constant challenge. To address this, institutional investors commonly take advantage of several nontraditional asset classes, also known as alternative investments. Today, more kinds of alternative investments are open to individual investors as well, offering the potential to generate returns with a low (or lower) correlation to traditional components of a portfolio.

The universe of alternative investment strategies is extremely broad. Birch Cove Group continually monitors the alternative investments landscape to select opportunities and make them available to clients. Alternative strategies include hedge funds, managed futures, private equity, real estate, commodities and tangible assets, such as equipment for the rail, maritime and energy industries.

Diversification does not assure a profit or protect against loss.  Alternative investments are available only to those who meet specific suitability requirements, including minimum net worth tests. Please review any offering materials carefully, and consult with your tax advisor or accountant prior to investing, There are special risks involved with alternative investments, including investment strategies, and different regulatory and reporting requirements. There can be no assurance that any investment will meet its performance objective. Futures trading is speculative, leveraged, and involves substantial risks.

Managing the challenges of wealth should not be done alone. We feel that experienced, impartial and customized advice is critical. This is exactly what Birch Cove Group provides. We bring a valuable perspective to the issues that inevitably arise. We also have the resources and expertise to help you address the financial, legal and tax consequences of wealth in a prudent and disciplined way.

One of the most important services we offer is advanced planning. This involves much more than inheritances or charitable gifts. A sound plan establishes financial structures that help you make the most of life now and ensure your wishes are carried out in the future. Because we are uniquely acquainted with you, your family and your priorities, we can guide you through a process that considers your current lifestyle goals and also helps you preserve the values and traditions you have embraced throughout your lifetime.